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"Dear Pastor Tim, I wanted to ask

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about the place of giving, 
saving, and investing

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for the Christian.

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The Bible obviously has 
a lot to say about giving,

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but I'm not so sure what the place

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of saving or investing 
is for the Christian.

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Is there any time it would be appropriate

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to save a large sum of money

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especially given Matthew 6:19?"

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Somebody open Matthew 6:19

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so we know what she's talking about.

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This is the classic text on money

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as far as I'm concerned

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that our Lord has ever given.

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Matthew 6:19 - you can read that

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when you get there, anybody.

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"Do not store up for yourselves

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treasures on earth

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where moth and rust destroy,

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where thieves break in and steal."

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Right. She says, "What about investing?

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Either in some type of business endeavor,

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property, or some other 
asset like a mutual fund?

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Is there ever a place for investing?

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How should we understand these things

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and use our money in light of Scripture

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as believers?"

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And I would just say this,

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when it comes to money,

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as it has to do with lots of aspects

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of the Christian life,

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our Lord didn't simply write -

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it's kind of like that divorce situation -

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do you know what the Lord 
doesn't say in Scripture

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is on purpose just as much 
as what He does say?

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There's all manner of things

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concerning divorce and remarriage

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that I could wish He said more about,

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but He doesn't.

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And He doesn't on purpose.

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Why?

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Because the Christian life isn't simply

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meant to be lived by a list of rules.

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We're to walk according to the Spirit.

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We have the Scriptures.

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We're to take those Scriptures,

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but we're to be a people

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who are prayerfully in the sight of God

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seeking to live and commune with Him.

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Let Scripture be - it's full of 
lots of guiding principles.

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But you hear even when Jesus says,

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okay, don't lay up for yourselves

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treasures in heaven.

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You've got moths and rust and thieves.

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Rather, we're to lay up 
this treasure in heaven.

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Okay, but you notice there's 
no exact formula.

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It's not like, well, okay, 
give ten percent.

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There's not an exact formula.

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It's not: don't you remember Zacchaeus?

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He gave fifty percent!

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So that's it!

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Nope, none of that.

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Oh, if I've got an extra piece of land

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and I see somebody in the church -

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isn't that what they did?

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Or I've got two coins in my pocket,

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and they're taking the offering,..

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See, none of those things are given

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as the exact example.

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You see the heart of 
Christians being expressed,

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but it's never identical.

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We're not meant to have an exact formula

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to live our Christian lives by.

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And it comes down to that 
with regards to money too.

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This principle laid down for us

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in Matthew 6:19 -

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what does that mean?

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Does that mean don't lay up 
for yourselves treasures here?

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Well, how big of a stockpile 
does it have to be

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before it's a treasure. He doesn't say.

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He doesn't say, well, when you get to

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where it's a thousand dollars

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or where it's 23% of your 
yearly annual income...

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He doesn't say anything like that.

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It's just this general principle.

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Even Jesus had a money bag,

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which means some reserves

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were in that bag

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for our necessities tomorrow.

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Laying up something

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is something even He did.

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I know Judas had the bag

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and Judas stole from it,

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but Judas doesn't negate the reality

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that they had a bag that 
they operated from.

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So, what is that?

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Could the bag be your wallet?

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Could the bag be your purse?

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Could the bag be your savings account?

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Could the bag be your mutual fund?

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Well, it could be.

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So, you know, it's not down to:

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Okay, mutual funds are sin for Christians.

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But I think we've got these 
principles in Scripture

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that we just need to think about.

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When it comes to saving,

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let's just think there.

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When it comes to reserves here,

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one of the things that 
our sister is saying

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is she says I'm kind of clear

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about the giving part,

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but I'm not so sure about the place

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of saving and investing.

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Now, over the years I've heard "the ant."

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Consider the ant, thou sluggard.

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Okay, I've heard that used

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as basically justification 
for stockpiling.

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But if you read the passage,

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is it really condoning stockpiling?

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Or is it condoning basically 
the diligence of the ant?

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And I would say it's the second.

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It's: you sluggard,

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you need to consider the ant.

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It's not: you who don't have sufficient

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stockpiles for tomorrow

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who need to consider the ant.

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It's the sluggard who 
needs to consider the ant.

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So, that being said,

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I would just ask all of you.

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If you let your mind just 
move back and forth

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especially through the New Testament,

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can you think of any place

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that even talks about laying up

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here on earth?

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Having some kind of reserves?

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Is there anything?

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James: I think of Paul telling the church

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to make sure they gather what they need

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to give for when he comes.

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Tim: But that's money 
that was heading out.

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Yeah, they're putting that together

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for the sake of it being gone;

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for giving it.

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I mean, really, the only 
thing I can think of

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in the New Testament is -

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there's several things 
(incomplete thought) -

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one is the money bag.

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(incomplete thought)

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This thinking that: well, Jesus 
said not to lay up treasure,

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and so, if I lay up the 
money for my mortgage,

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I'm doing what Jesus said not to do,

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so I better give it all away.

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And when the mortgage comes due,

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I'm just going to trust the Lord.

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That might not be wise.

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I mean, is there a place

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if you recognize that 
your vehicle is failing

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to begin to save up?

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Or even if you recognize 
your health is failing

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to begin to save up?

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Or if you recognize your 
health is failing

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to go get health insurance?

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Are those things wise?

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Or how about the principle

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that if you don't take care of your family

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you're worse than an unbeliever

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or worse than an infidel?

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Now, here's the thing,

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I'm the provider in this family -

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primary provider.

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Should I give thought to maybe

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what might happen if I were to die?

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I mean, if I'm going to be faithful

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to my family,

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I would think that providing for them

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would be wise and loving

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and consistent with that passage.

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Or how about this?

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Do you know what else you 
find there in 1 Timothy 5?

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You find that if you are 
the family member -

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a child or a grandchild

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or a believing woman

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who has somebody in your family

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who is a true widow,

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you're supposed to take care of them.

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Now, somebody could say,

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well, I could take care of them

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from the money that I'm making every week.

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It doesn't necessarily say

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that you have to have a savings

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from which to draw.

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Perhaps.

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But would you be wrong if you had that?

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I mean, what I find too

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is there were people that had property

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and they would liquidate that property

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as people had need.

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But would they have 
liquidated their property

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if there hadn't been the need?

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Or should we just assume there always is

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greater need than what our assets are

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and so liquidating them at any time...

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I find that the rich in 1 Timothy

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are not necessarily told

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to dump everything immediately.

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That the idea of having 
anything held in reserve

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is absolutely wrong

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and you just need to liquidate it all

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and get rid of it right now.

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What I find in 1 Timothy 6

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is that the rich person is to be

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ready to do good;

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he's to be ready to meet need.

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You know what I find about Job?

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Job was a man - now I know

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I'm going to the Old Testament here

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and perhaps we can say

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that the New Testament has much more

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of a missional and a Great Commission

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kind of mindset.

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But I find that Job was the wealthiest man

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and he actually says that he searched out

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the cause of the needy.

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He was looking for 
opportunity to meet needs.

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And I think that's probably got 
more to do with it than anything.

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You know, what we're told

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is that we're stewards.

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Have you ever read -

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I know I've dealt with this some recently,

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but Luke 16.

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Turn to Luke 16.

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Look at this.

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Luke 16 is the parable 
of the unjust steward.

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And somebody read verse 9.

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"I tell you, make friends for yourselves

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by means of unrighteous wealth,

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so that when it fails, 
they may receive you

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into the eternal dwellings."

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You know what? Your money's going to fail.

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And so we should be 
using it wisely right now.

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And if you go back a verse,

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read verse 8.

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"The master commended 
the dishonest manager

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for his shrewdness.

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For the sons of this world are more shrewd

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in dealing with their own generation

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than the sons of light."

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And some translations say "wiser."

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They're wiser in their own generation

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or they're more shrewd.

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I would say this,

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Christians, whatever you 
do with your money,

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whether you save it up -

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because here's the thing,

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I think the attitude that we have,

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if we're trying to be the best 
possible steward that we can,

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if suddenly we were to 
come into some money

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and we were to think -

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like I know that Scripture

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has some negative things 
to say about debt.

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But you know what, as a steward,

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I did not believe it was bad stewardship

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to get a mortgage for this house,

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because I believe that 
that was being wiser

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with my money

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than continuously renting.

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We were able to pay it off in six years

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and now it's paid for.

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So I believe that that's wiser.

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We each are stewards.

271
00:12:44,039 --> 00:12:45,339
And I would say this,

272
00:12:45,339 --> 00:12:50,000
we need to seek to not let

273
00:12:50,000 --> 00:12:52,979
the people of this world be wiser than us

274
00:12:52,979 --> 00:12:55,248
in what they do with what they have

275
00:12:55,248 --> 00:12:58,299
in accomplishing their 
purposes and their goals.

276
00:12:58,299 --> 00:13:00,859
And that's precisely what Jesus is saying,

277
00:13:00,859 --> 00:13:02,728
that as a whole, as a rule,

278
00:13:02,728 --> 00:13:04,269
and as a standard,

279
00:13:04,269 --> 00:13:06,597
the people that are lost out there

280
00:13:06,597 --> 00:13:11,357
do what they do better 
than we do what we do.

281
00:13:11,357 --> 00:13:13,299
That's not good.

282
00:13:13,299 --> 00:13:14,829
And He gives us the remedy.

283
00:13:14,829 --> 00:13:16,329
How? Make friends.

284
00:13:16,329 --> 00:13:18,349
You see, the unjust steward made friends.

285
00:13:18,349 --> 00:13:19,840
That's the whole point there.

286
00:13:19,840 --> 00:13:20,629
He made friends.

287
00:13:20,629 --> 00:13:22,070
He had a little bit of time.

288
00:13:22,070 --> 00:13:23,830
He was being removed 
from his stewardship.

289
00:13:23,830 --> 00:13:24,890
And what did he do?

290
00:13:24,890 --> 00:13:27,080
He took that time, 
he took those resources.

291
00:13:27,080 --> 00:13:29,671
He did what he could do 
to prepare for his future,

292
00:13:29,671 --> 00:13:32,051
and that's what Jesus 
is saying we should do.

293
00:13:32,051 --> 00:13:33,770
And so I would say this,

294
00:13:33,770 --> 00:13:35,728
whatever it is -

295
00:13:35,728 --> 00:13:36,821
and you know what?

296
00:13:36,821 --> 00:13:40,257
When He gets into v. 10, 11, and 12,

297
00:13:40,257 --> 00:13:43,329
He calls money, He calls riches

298
00:13:43,329 --> 00:13:45,289
"unrighteous mammon."

299
00:13:45,289 --> 00:13:47,670
It may not say that 
exactly in your translation,

300
00:13:47,670 --> 00:13:49,688
but that's basically in the original.

301
00:13:49,688 --> 00:13:52,390
That's what it's saying: 
unrighteous mammon.

302
00:13:52,390 --> 00:13:53,839
How does it say it in the NAS?

303
00:13:53,839 --> 00:13:55,349
"Unrighteous wealth."

304
00:13:55,349 --> 00:13:57,219
Unrighteous wealth.

305
00:13:57,219 --> 00:13:59,542
Is that the same way it is in the ESV?

306
00:13:59,542 --> 00:14:01,061
James: Sorry, that was the ESV.

307
00:14:01,061 --> 00:14:04,740
Tim: Okay, unrighteous wealth.

308
00:14:04,740 --> 00:14:05,929
Well, think about it.

309
00:14:05,929 --> 00:14:09,109
It's unrighteous wealth even 
when the Christian uses it.

310
00:14:09,109 --> 00:14:12,609
And I thought what a thing to say.

311
00:14:12,609 --> 00:14:14,539
And you know what verse jumps out at me

312
00:14:14,539 --> 00:14:15,890
when I hear that

313
00:14:15,890 --> 00:14:19,581
is the parable of the soils.

314
00:14:19,581 --> 00:14:22,231
And you have the third soil type

315
00:14:22,231 --> 00:14:25,969
and it's the one that gets choked.

316
00:14:25,969 --> 00:14:28,868
And what it says is they're choked

317
00:14:28,868 --> 00:14:34,400
by the deceitfulness of riches.

318
00:14:34,400 --> 00:14:35,770
Unrighteous mammon.

319
00:14:35,770 --> 00:14:37,971
The deceitfulness of riches.

320
00:14:37,971 --> 00:14:39,279
I thought about that.

321
00:14:39,279 --> 00:14:40,519
What's the danger?

322
00:14:40,519 --> 00:14:44,440
The danger is we're 
professing to be a Christian -

323
00:14:44,440 --> 00:14:46,777
money is a liar.

324
00:14:46,777 --> 00:14:48,320
What does it tell us?

325
00:14:48,320 --> 00:14:51,139
It tells us: stockpile me.

326
00:14:51,139 --> 00:14:52,779
You will need me when you get old.

327
00:14:52,779 --> 00:14:54,462
You'll need me when you get sick.

328
00:14:54,462 --> 00:14:56,440
You'll need me when you retire.

329
00:14:56,440 --> 00:14:57,969
You better depend on me.

330
00:14:57,969 --> 00:14:59,430
If you don't have me stored up,

331
00:14:59,430 --> 00:15:01,499
you think God's going 
to come through for you?

332
00:15:01,499 --> 00:15:02,900
You're going to end up being poor.

333
00:15:02,900 --> 00:15:06,021
You're going to end up being 
in the worst nursing home.

334
00:15:06,021 --> 00:15:08,131
You better trust me. You need me.

335
00:15:08,131 --> 00:15:09,479
You need lots of me.

336
00:15:09,479 --> 00:15:11,544
It tells us lies. It says, "hope in me."

337
00:15:11,544 --> 00:15:12,851
"I'll make you happy."

338
00:15:12,851 --> 00:15:13,849
"Trust in me."

339
00:15:13,849 --> 00:15:15,930
"I'll fulfill all your desires."

340
00:15:15,930 --> 00:15:17,259
You know what?

341
00:15:17,259 --> 00:15:19,642
In whatever we're doing,

342
00:15:19,642 --> 00:15:21,071
whether we decide

343
00:15:21,071 --> 00:15:23,320
to put it in a mutual fund

344
00:15:23,320 --> 00:15:25,740
or we decide to liquidate it all,

345
00:15:25,740 --> 00:15:27,909
we better not fall for its lies.

346
00:15:27,909 --> 00:15:29,038
We're stewards.

347
00:15:29,038 --> 00:15:31,490
Somebody read v. 10, 11, and 12

348
00:15:31,490 --> 00:15:37,350
and just listen to the 
flow of those verses.

349
00:15:37,350 --> 00:15:39,310
"The one who is faithful with very little

350
00:15:39,310 --> 00:15:41,350
is also faithful in much,

351
00:15:41,350 --> 00:15:44,099
and one who dishonest with very little

352
00:15:44,099 --> 00:15:46,710
is also dishonest with much.

353
00:15:46,710 --> 00:15:48,868
If then, you have not been faithful

354
00:15:48,868 --> 00:15:50,378
with the unrighteous wealth,

355
00:15:50,378 --> 00:15:53,020
who will entrust you 
with true riches?

356
00:15:53,020 --> 00:15:55,158
And if you have not been faithful

357
00:15:55,158 --> 00:15:58,296
with that which is another's,

358
00:15:58,296 --> 00:16:00,825
who will give you that which is your own?"

359
00:16:00,825 --> 00:16:02,663
It's parallels.

360
00:16:02,663 --> 00:16:04,367
That which is much

361
00:16:04,367 --> 00:16:06,715
over against that which is little.

362
00:16:06,715 --> 00:16:08,618
Well, let's say it the other way around.

363
00:16:08,618 --> 00:16:09,604
That which is little

364
00:16:09,604 --> 00:16:11,416
over against that which is much.

365
00:16:11,416 --> 00:16:12,888
Unrighteous mammon

366
00:16:12,888 --> 00:16:14,436
over against true riches.

367
00:16:14,436 --> 00:16:16,094
That which belongs to another

368
00:16:16,094 --> 00:16:18,306
over against that which is your own.

369
00:16:18,306 --> 00:16:19,944
You know what's very interesting?

370
00:16:19,944 --> 00:16:21,996
The money we have is that which is little.

371
00:16:21,996 --> 00:16:24,531
The money we have is unrighteous mammon.

372
00:16:24,531 --> 00:16:28,226
The money we have is not our own.

373
00:16:28,226 --> 00:16:29,465
We're stewards.

374
00:16:29,465 --> 00:16:32,166
And I would say this,

375
00:16:32,166 --> 00:16:33,918
God entrusts us,

376
00:16:33,918 --> 00:16:36,675
and if He gives us a great 
big amount of money,

377
00:16:36,675 --> 00:16:37,944
what we really need to do

378
00:16:37,944 --> 00:16:40,487
is we need to walk before Him

379
00:16:40,487 --> 00:16:43,947
and seek to live faithfully,

380
00:16:43,947 --> 00:16:49,025
because if I've got widows in my family

381
00:16:49,025 --> 00:16:51,595
and I determine I'm going 
to put some of this away,

382
00:16:51,595 --> 00:16:55,756
or I've got a family and I've 
got a bunch of young children,

383
00:16:55,756 --> 00:16:58,097
and all of a sudden, my health is bad,

384
00:16:58,097 --> 00:17:01,285
it's kind of sizing up the situation

385
00:17:01,285 --> 00:17:02,786
that God is bringing you into.

386
00:17:02,786 --> 00:17:04,836
You know Hudson Taylor.

387
00:17:04,836 --> 00:17:07,177
His wife - Hudson Taylor,

388
00:17:07,177 --> 00:17:10,723
missionary, China, 1800's -

389
00:17:10,723 --> 00:17:16,436
his wife was heiress to a large estate,

390
00:17:16,436 --> 00:17:18,755
and when she turned 25 years old,

391
00:17:18,755 --> 00:17:22,316
she received a massive inheritance.

392
00:17:22,316 --> 00:17:25,465
And Hudson Taylor's 
friends back in London,

393
00:17:25,465 --> 00:17:27,545
they told him:

394
00:17:27,545 --> 00:17:29,616
Hudson, invest this.

395
00:17:29,616 --> 00:17:33,396
You and your wife will draw

396
00:17:33,396 --> 00:17:36,636
considerable amount of money off of this.

397
00:17:36,636 --> 00:17:38,706
You'll be able to live out there

398
00:17:38,706 --> 00:17:41,106
on the foreign mission field, 
but you know what?

399
00:17:41,106 --> 00:17:42,776
They were driving deep

400
00:17:42,776 --> 00:17:45,204
into the interior of China 
right at that time.

401
00:17:45,204 --> 00:17:48,295
There was the progression there.

402
00:17:48,295 --> 00:17:50,114
He prayed for this many.

403
00:17:50,114 --> 00:17:52,655
I think they were actually where they were

404
00:17:52,655 --> 00:17:54,996
praying for a thousand missionaries.

405
00:17:54,996 --> 00:17:58,736
And he said present 
demands require all of it.

406
00:17:58,736 --> 00:18:00,520
And he liquidated all of it.

407
00:18:00,520 --> 00:18:02,486
I don't think he was wrong at all

408
00:18:02,486 --> 00:18:03,876
because of present need.

409
00:18:03,876 --> 00:18:06,476
You know, if you come into a sum of money,

410
00:18:06,476 --> 00:18:09,674
it's not just: oh, take Matthew 6:19,

411
00:18:09,674 --> 00:18:12,838
and oh, I better not store it up!

412
00:18:12,838 --> 00:18:15,577
You know what, if I suddenly 
came into a big inheritance,

413
00:18:15,577 --> 00:18:18,376
the first thing I would do is just park it

414
00:18:18,376 --> 00:18:20,037
in a bank account

415
00:18:20,037 --> 00:18:23,426
and I would go to serious prayer.

416
00:18:23,426 --> 00:18:26,476
Lord, You've given this to me.

417
00:18:26,476 --> 00:18:29,415
What do You want me to do with it?

418
00:18:29,415 --> 00:18:31,805
And I don't think you have to be hasty.

419
00:18:31,805 --> 00:18:33,065
But if all of a sudden,

420
00:18:33,065 --> 00:18:35,216
there's some massive need over here

421
00:18:35,216 --> 00:18:38,993
and it's got to do with 
making friends for yourself

422
00:18:38,993 --> 00:18:41,326
in the eternal dwellings,

423
00:18:41,326 --> 00:18:42,685
well, then jump on it!

424
00:18:42,685 --> 00:18:44,138
Why wouldn't you?

425
00:18:44,138 --> 00:18:46,156
If you fall for its deceitfulness,

426
00:18:46,156 --> 00:18:47,686
and it's like I think I need

427
00:18:47,686 --> 00:18:48,987
all new cars for my family,

428
00:18:48,987 --> 00:18:51,417
and I think I need to live 
in a nicer neighborhood,

429
00:18:51,417 --> 00:18:52,656
and I think I need this -

430
00:18:52,656 --> 00:18:54,845
look, you can move from 
one house to another.

431
00:18:54,845 --> 00:18:57,995
That doesn't mean that God may 
not have given you some of it

432
00:18:57,995 --> 00:19:02,415
so that you can enjoy His 
kindnesses in this world.

433
00:19:02,415 --> 00:19:05,726
But we all have to walk before the Lord.

434
00:19:05,726 --> 00:19:08,256
And I'll tell you, when 
you look at Scripture,

435
00:19:08,256 --> 00:19:10,490
you know what you find?

436
00:19:10,490 --> 00:19:12,266
You just see this heart.

437
00:19:12,266 --> 00:19:14,196
You see, what are the examples

438
00:19:14,196 --> 00:19:16,848
that tend to really get thrust at us?

439
00:19:16,848 --> 00:19:19,518
Zacchaeus - 50%.

440
00:19:19,518 --> 00:19:21,355
Of course, if he defrauded anybody,

441
00:19:21,355 --> 00:19:23,555
he was going to give four times as much.

442
00:19:23,555 --> 00:19:25,955
You have the widow. 
She threw in two mites.

443
00:19:25,955 --> 00:19:27,596
She threw in all she had.

444
00:19:27,596 --> 00:19:29,016
Those early Christians,

445
00:19:29,016 --> 00:19:31,034
they were selling their lands.

446
00:19:31,034 --> 00:19:33,455
You have the church of the Macedonians.

447
00:19:33,455 --> 00:19:34,755
You remember how they were

448
00:19:34,755 --> 00:19:36,384
in extreme poverty,

449
00:19:36,384 --> 00:19:38,417
and yet they're giving

450
00:19:38,417 --> 00:19:41,546
beyond even apostolic expectation

451
00:19:41,546 --> 00:19:44,786
to the poor in Jerusalem.

452
00:19:44,786 --> 00:19:48,837
That's the spirit of what we want to be.

453
00:19:48,837 --> 00:19:52,435
If a Christian is prayerfully 
seeking the Lord

454
00:19:52,435 --> 00:19:55,747
and they feel like they should buy,

455
00:19:55,747 --> 00:19:57,885
like if they came into a 
large sum of money,

456
00:19:57,885 --> 00:20:00,885
or all of a sudden they got a job 
where they were getting money

457
00:20:00,885 --> 00:20:03,947
and they decided to buy some homes

458
00:20:03,947 --> 00:20:05,845
and begin to rent those homes,

459
00:20:05,845 --> 00:20:08,656
I would not find fault with that.

460
00:20:08,656 --> 00:20:10,346
You want to know that you're doing

461
00:20:10,346 --> 00:20:13,026
what you really believe 
the Lord wants you to do.

462
00:20:13,026 --> 00:20:14,977
And you want to immerse yourself

463
00:20:14,977 --> 00:20:16,944
in these passages in Scripture.

464
00:20:16,944 --> 00:20:19,833
Because there's no exact rule.

465
00:20:19,833 --> 00:20:23,106
You don't see that.

466
00:20:23,106 --> 00:20:25,413
But I know this,

467
00:20:25,413 --> 00:20:27,325
those things are not your own.

468
00:20:27,325 --> 00:20:32,385
So those things need to 
be at God's disposal.

469
00:20:32,385 --> 00:20:35,296
I mean, immediately, any 
time He's calling for it,

470
00:20:35,296 --> 00:20:38,347
we need to be ready to do His bidding

471
00:20:38,347 --> 00:20:41,697
and do His will.

472
00:20:41,697 --> 00:20:44,284
You all know Luke 12.

473
00:20:44,284 --> 00:20:46,305
You know there's a fool in Scripture

474
00:20:46,305 --> 00:20:47,525
when it comes to money.

475
00:20:47,525 --> 00:20:48,667
And what was he doing?

476
00:20:48,667 --> 00:20:50,895
He was building bigger barnes.

477
00:20:50,895 --> 00:20:51,857
He was selfish.

478
00:20:51,857 --> 00:20:53,296
You know what Scripture says?

479
00:20:53,296 --> 00:20:54,687
He wasn't rich towards God.

480
00:20:54,687 --> 00:20:55,845
I would just say this,

481
00:20:55,845 --> 00:20:57,965
in whatever you do with the money,

482
00:20:57,965 --> 00:20:59,225
be rich towards God.

483
00:20:59,225 --> 00:21:00,374
And if one person says,

484
00:21:00,374 --> 00:21:02,067
okay, I've got this sum of money.

485
00:21:02,067 --> 00:21:03,720
I'm going to be rich towards God.

486
00:21:03,720 --> 00:21:05,874
I'm giving it all to this 
endeavor over here.

487
00:21:05,874 --> 00:21:08,054
There's a present need and 
I'm going to meet it.

488
00:21:08,054 --> 00:21:10,246
And another person takes this 
big lump sum of money,

489
00:21:10,246 --> 00:21:13,506
they invest it and now with 
what they're making from it

490
00:21:13,506 --> 00:21:16,155
they're pouring it into God's work.

491
00:21:16,155 --> 00:21:19,136
Which one did better?

492
00:21:19,136 --> 00:21:24,075
I'm not going to stand 
in judgment of that.

493
00:21:24,075 --> 00:21:26,344
We all stand or fall before the Lord,

494
00:21:26,344 --> 00:21:30,077
and if one thought to invest it -

495
00:21:30,077 --> 00:21:31,596
I know this,

496
00:21:31,596 --> 00:21:33,506
I know that if every single Christian

497
00:21:33,506 --> 00:21:37,296
gave away every single penny 
that they had right now,

498
00:21:37,296 --> 00:21:39,274
and then there was a need next week,

499
00:21:39,274 --> 00:21:42,083
where are the people to sell 
their land to meet the need?

500
00:21:42,083 --> 00:21:44,543
And where are the rich to be ready to meet

501
00:21:44,543 --> 00:21:48,685
like you have there in 1 Timothy 6?

502
00:21:48,685 --> 00:21:52,225
Kind of the idea is 
somebody's not giving away

503
00:21:52,225 --> 00:21:56,735
every single thing today.

504
00:21:56,735 --> 00:21:59,437
Somebody actually still has some reserves

505
00:21:59,437 --> 00:22:06,146
when a need arises tomorrow.

506
00:22:06,146 --> 00:22:07,976
Anything?

507
00:22:07,976 --> 00:22:13,455
James: 1 Timothy 6:17 is amazing.

508
00:22:13,455 --> 00:22:16,796
As for the rich in this present age,

509
00:22:16,796 --> 00:22:20,035
charge them, one, not to be haughty;

510
00:22:20,035 --> 00:22:21,896
two, not to set their hopes

511
00:22:21,896 --> 00:22:24,134
on the uncertainty of riches, but on God.

512
00:22:24,134 --> 00:22:26,754
(unintelligible)

513
00:22:26,754 --> 00:22:28,635
Is my hope on these riches

514
00:22:28,635 --> 00:22:30,864
that could be stripped?

515
00:22:30,864 --> 00:22:32,777
And I guess, my question was

516
00:22:32,777 --> 00:22:36,505
he says charge them not to be haughty.

517
00:22:36,505 --> 00:22:41,085
But why is that one of the two 
things he's charging the rich with?

518
00:22:41,085 --> 00:22:47,715
Tim: Because rich people tend to be proud.

519
00:22:47,715 --> 00:22:50,756
(unintelligible)

520
00:22:50,756 --> 00:22:53,486
The Proverbs say that the rich man

521
00:22:53,486 --> 00:22:56,684
answers roughly.

522
00:22:56,684 --> 00:22:57,916
Why?

523
00:22:57,916 --> 00:23:00,595
Because he's not afraid he's 
going to lose his friends

524
00:23:00,595 --> 00:23:01,656
if he answers roughly,

525
00:23:01,656 --> 00:23:03,595
because people always want to be friends

526
00:23:03,595 --> 00:23:05,946
with the rich guy.

527
00:23:05,946 --> 00:23:07,637
Somebody's always chasing you.

528
00:23:07,637 --> 00:23:10,175
Somebody's always wanting 
social life with you.

529
00:23:10,175 --> 00:23:12,707
Somebody always wants 
you to be their friend

530
00:23:12,707 --> 00:23:14,254
if you've got money.

531
00:23:14,254 --> 00:23:16,847
I mean, people end up being cocky.

532
00:23:16,847 --> 00:23:18,886
Money brings power -

533
00:23:18,886 --> 00:23:22,526
at least in people's minds.

534
00:23:22,526 --> 00:23:26,507
It brings self-sufficiency.

535
00:23:26,507 --> 00:23:30,465
The poor are dependent on others

536
00:23:30,465 --> 00:23:33,196
and they need help,

537
00:23:33,196 --> 00:23:37,746
and the rich imagine they don't need that.

538
00:23:37,746 --> 00:23:41,016
I mean, obviously, as Christians

539
00:23:41,016 --> 00:23:43,837
we recognize this:

540
00:23:43,837 --> 00:23:45,416
We're all going to be accountable

541
00:23:45,416 --> 00:23:47,554
for what we've been given.

542
00:23:47,554 --> 00:23:49,516
And nobody has anything

543
00:23:49,516 --> 00:23:51,644
except what's been given to them by God.

544
00:23:51,644 --> 00:23:53,795
What you read right there in Luke 16

545
00:23:53,795 --> 00:23:56,013
is it's not our own.

546
00:23:56,013 --> 00:23:58,786
And so, if one guy has

547
00:23:58,786 --> 00:24:02,126
several million dollars from his business

548
00:24:02,126 --> 00:24:03,385
or from inheritance,

549
00:24:03,385 --> 00:24:05,486
and somebody else doesn't have that,

550
00:24:05,486 --> 00:24:08,306
the reality is with both of them -

551
00:24:08,306 --> 00:24:10,616
it's not their own.

552
00:24:10,616 --> 00:24:12,695
And they're going to be called to account.

553
00:24:12,695 --> 00:24:13,886
That's the thing.

554
00:24:13,886 --> 00:24:15,994
What it says is there's a day

555
00:24:15,994 --> 00:24:19,176
when this unrighteous 
wealth is going to fail.

556
00:24:19,176 --> 00:24:20,966
And so we're to act now

557
00:24:20,966 --> 00:24:26,955
in light of when it fails.

558
00:24:26,955 --> 00:24:29,747
So we don't want to get into saying

559
00:24:29,747 --> 00:24:31,096
there's an exact formula.

560
00:24:31,096 --> 00:24:32,886
And we don't want to get into a place

561
00:24:32,886 --> 00:24:34,435
where we're judging one another

562
00:24:34,435 --> 00:24:36,915
over how it's used, but I know this,

563
00:24:36,915 --> 00:24:39,746
the Macedonians are set 
forth as an example.

564
00:24:39,746 --> 00:24:42,556
And Jesus Christ who was rich became poor

565
00:24:42,556 --> 00:24:44,295
that we might be made rich.

566
00:24:44,295 --> 00:24:46,876
And He is set forth as an example.

567
00:24:46,876 --> 00:24:49,626
This woman who threw in her two mites

568
00:24:49,626 --> 00:24:50,895
is an example.

569
00:24:50,895 --> 00:24:52,064
The early church,

570
00:24:52,064 --> 00:24:56,195
that they held everything in common

571
00:24:56,195 --> 00:24:58,715
for the sake of the needy among them -

572
00:24:58,715 --> 00:25:00,567
that's an example.

573
00:25:00,567 --> 00:25:04,804
The examples in Scripture are of being

574
00:25:04,804 --> 00:25:07,284
ready to meet needs

575
00:25:07,284 --> 00:25:10,635
where those needs show up.

576
00:25:10,635 --> 00:25:15,623
And how any Christian could have reserves

577
00:25:15,623 --> 00:25:20,486
and see a brother in 
need and not meet that -

578
00:25:20,486 --> 00:25:23,056
now, if it's a need -

579
00:25:23,056 --> 00:25:24,536
and you know, the thing is,

580
00:25:24,536 --> 00:25:28,725
if I'm the one that has the money,

581
00:25:28,725 --> 00:25:30,519
I actually am the steward

582
00:25:30,519 --> 00:25:32,204
that gets to make the decision

583
00:25:32,204 --> 00:25:36,247
whether your need is really a need.

584
00:25:36,247 --> 00:25:38,336
Now, I'll have to answer 
to the Lord for that,

585
00:25:38,336 --> 00:25:41,536
but I'm really in the position to 
be the one to determine that.

586
00:25:41,536 --> 00:25:43,855
Because sometimes people 
think they have needs

587
00:25:43,855 --> 00:25:49,002
when it's not really a need.

588
00:25:49,002 --> 00:25:51,736
Anything else to say about this?

589
00:25:51,736 --> 00:25:52,756
(from the room)

590
00:25:52,756 --> 00:25:57,785
I also thought of Hebrews 13:5.

591
00:25:57,785 --> 00:25:59,297
Tim: About?

592
00:25:59,297 --> 00:26:00,974
(from the room)

593
00:26:00,974 --> 00:26:05,276
The love of money and being content.

594
00:26:05,276 --> 00:26:08,296
Tim: Being content with 
such things as we have.

595
00:26:08,296 --> 00:26:11,215
But I guess, yeah, there's 
nothing about this necessarily

596
00:26:11,215 --> 00:26:13,665
that is indicating a discontent.

597
00:26:13,665 --> 00:26:14,705
(from the room)

598
00:26:14,705 --> 00:26:17,047
I was thinking more like 
the love of money -

599
00:26:17,047 --> 00:26:21,824
(unintelligible)

600
00:26:21,824 --> 00:26:23,533
Tim: Yeah, one of the things

601
00:26:23,533 --> 00:26:25,275
that we have to deal with

602
00:26:25,275 --> 00:26:27,235
when we're dealing with money

603
00:26:27,235 --> 00:26:30,966
is being honest about our motives

604
00:26:30,966 --> 00:26:32,486
before the Lord.

605
00:26:32,486 --> 00:26:35,043
That's really critical

606
00:26:35,043 --> 00:26:39,525
because we'll deceive ourselves.

607
00:26:39,525 --> 00:26:41,346
I mean, have you ever been in a place

608
00:26:41,346 --> 00:26:45,046
where much like those Jews,

609
00:26:45,046 --> 00:26:47,266
remember when they went to Jeremiah?

610
00:26:47,266 --> 00:26:49,165
And they said seek the Lord for us.

611
00:26:49,165 --> 00:26:51,405
Should we go to Egypt?

612
00:26:51,405 --> 00:26:54,314
What should we do?

613
00:26:54,314 --> 00:26:56,424
And he came to Him and the Lord told him

614
00:26:56,424 --> 00:26:58,394
they've already got their minds made up.

615
00:26:58,394 --> 00:26:59,725
They're going to Egypt.

616
00:26:59,725 --> 00:27:01,215
Tell them don't go to Egypt.

617
00:27:01,215 --> 00:27:02,786
You go down to Egypt, you're going to die.

618
00:27:02,786 --> 00:27:04,295
Have you ever been in the place it's like,

619
00:27:04,295 --> 00:27:06,044
Lord, I just want to 
do Your will. Show me.

620
00:27:06,044 --> 00:27:07,336
I am willing to go to the right

621
00:27:07,336 --> 00:27:11,215
or I'm willing to go to the left.

622
00:27:11,215 --> 00:27:14,545
And you might even think you're neutral,

623
00:27:14,545 --> 00:27:17,095
and the Lord says go to the left.

624
00:27:17,095 --> 00:27:19,534
And then all of sudden you feel like:

625
00:27:19,534 --> 00:27:24,415
Wait, I really didn't want to go that way.

626
00:27:24,415 --> 00:27:26,625
And suddenly you recognize,

627
00:27:26,625 --> 00:27:28,713
wow, have you ever been there

628
00:27:28,713 --> 00:27:30,764
where I really thought my motive was pure,

629
00:27:30,764 --> 00:27:32,676
but now that it's being tested,

630
00:27:32,676 --> 00:27:35,294
there's a check in my soul.

631
00:27:35,294 --> 00:27:37,316
Maybe nobody else ever experiences that,

632
00:27:37,316 --> 00:27:39,595
but I've been there before.

633
00:27:39,595 --> 00:27:41,706
I'm glad somebody has.

634
00:27:41,706 --> 00:27:42,584
(from the room)

635
00:27:42,584 --> 00:27:44,275
It's like when your wife asks you

636
00:27:44,275 --> 00:27:47,035
if you want her to wear the 
red dress or the blue dress

637
00:27:47,035 --> 00:27:48,865
and you say the blue one and she says

638
00:27:48,865 --> 00:27:51,625
I think I'll wear the red one.

639
00:27:51,625 --> 00:27:56,384
Tim: That would be a perfect example.

640
00:27:56,384 --> 00:28:00,106
But you know, with money,

641
00:28:00,106 --> 00:28:03,183
I've been tested with money.

642
00:28:03,183 --> 00:28:07,496
The Lord's really tested 
me on some things.

643
00:28:07,496 --> 00:28:14,655
It's taken a lot of pacing and prayer.

644
00:28:14,655 --> 00:28:16,334
Anything else?

645
00:28:16,334 --> 00:28:18,065
What time do we have?